Making the leap to homeownership?

🏡As first timers, the process can feel overwhelming. Here are 10 tips to make your purchase smooth sailing:

⏩ Know your budget - Get pre-approved for a loan amount you can truly afford including taxes, insurance, etc.

⏩ Make a wishlist - Decide must-haves like location, bedrooms, yard space to narrow the search.

⏩ Get professional help - Consider working with a real estate agent and inspector to guide you.

⏩ Study listings - Pay attention to details like age of roof, HVAC, foundation in listings.

⏩ Ask about utilities - Find out average costs for electricity, water, gas for the home.

⏩ Inspect before offering - Make an offer contingent on a professional inspection.

⏩ Plan for closing costs - Budget for fees like loan origination, appraisal, title insurance.

⏩ Know contingencies - Understand different conditions that can protect your purchase offer.

⏩ Check tax rates - Property taxes vary by town/city and affect monthly costs.

⏩ Have a backup plan - Be ready with plan B if the home doesn't appraise or inspection finds issues.

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